Apply for funding

Talk to one of our Funding Specialists by calling 844-367-7542 or apply online. We will discuss your terms, review your information.

Get Pre-approved

Once our representatives review your online application, you will be offered the funding rate on the same day.

Get Funded

If you are approved, your money will be deposited directly into your business bank account within two business days.

See how GoChyp capital works

Whether you need extra capital to expand your business or are faced with difficult financial times, contact us today! We have helped thousands of business owners expand their enterprise, make payroll and increase inventory holdings.

Get Started

It's free to apply and won't affect your credit score

Why business owners Choose GoChyp Capital

Your business will get funded by us even if a bank has refused to finance you. If you do not have a business plan or any collateral, we will work with you. We believe in approving funding for a business by looking at the ongoing financial data and life of the business, not just the credit score.

We’re faster than banks, more reliable than crowdsourcing, and flexible with our borrowers!

Start Saving

It's free to apply and won't affect your credit score

Easy renewal

No hidden costs

No application fee

Fast approval

Fixed fee

No interest rate

Bad credit is ok

GoChyp
Capital

Other Cash
Advances

Traditional
Banks

You should be a business owner

Your business should be incorporated for 4 months or longer

At least $5,000+ a month deposited in your business bank account

Does my business qualify?

The Gochyp team is here for businesses that need cash to grow and expand today. Our funding requirements are simple and straightforward. Our goal is to provide funding to companies only, when it is in their best interest.

Talk to an expert

It's free to apply and won't affect your credit score

3 Flexible Financing Programs

Merchant Cash Advance

Approval amount is based on your monthly merchant processing volume.

Get Started

We purchase your future merchant processing receivables at a discount, providing you with funds today
Use your merchant processing account to repay the advance
Approval amounts are determined using the last 4 months of merchant processing and bank statements along with the business information on your application
You are eligible to refinance when you reach 60% of your total repayment amount

Total Deposit Advance

Approval amount is based on your monthly checking account deposit volume

Choose this plan

We purchase your future bank deposit receivables at a discount, providing you with funds today
Use your future accounts receivables to repay the advance
Approval amounts are determined using the last 4 months of your bank statements along with the business information on your application
Advances are repaid with a fixed daily ACH withdrawal from your checking account Monday to Friday only
You are eligible to refinance when you reach 60% total repayment amount

Business Loan

Short or Long-term loan is a simple interest business loan with a low rate and flexible terms ranging from one to five years, with no prepayment penalties. No collateral is required for a medium-term loan, but a personal guarantee is needed.

Choose this plan

A Business loan offers low rates and flexible terms, and does not require collateral.
You can request from $20,000 to $500,000, with repayment terms of one to five years.
No prepayment penalties
Bad Credit is ok
Flexible use of proceeds